Follow these instructions:
Step 1: Download the XPay App
Get it for FREE on the Google play or Apple Store.
Step 2: Register for FREE
Create your XPay Account, it’s 100% FREE!
Step 3: Get your XPay Account verified
Log in to your XPay App and get verified by submitting the required information and documents. Once approved, you’ll get full access to all XPay features and services.
Step 4: Add money to your XPay Account
Add money to your account from other banks using Instapay or Pesonet or over the counter at any 7-Eleven or UnionBank branches.
Step 5: Use your XPay App and enjoy!
Use your XPay Virtual Card to shop online. Pay bills and send money to any local bank right on your phone. Enjoy!”
Get your own personalized XPay Visa Card.
Request for your very own XPay Visa Card through the XPay App, get it delivered right to your doorstep. Use this card to withdraw funds through the ATM and shop at any Visa accepting establishment online, here and abroad.
This shares the same balance as your XPay Account and has an EMV chip for added security. You can view and manage your card and transactions all in the XPay App!”